Individual or Family
Short-term or Long-term
Dental - Vision - Supplemental
We can help with all of your health insurance needs!
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Having a team of experts available to you 24/7 provides a great sense of security and confidence. With our expertise, you can have the reassurance that any problems or issues you may encounter can be swiftly resolved. Whether it's for technical support, medical emergencies, changes in your medical needs, or any urgent matter, having a team of experts at your disposal around the clock can make all the difference. Our availability helps you to avoid feeling overwhelmed in those stressful moments and provides you with the support you need whenever you need it.
Let us worry about your insurance, so you can worry about your health!
Healthcare is an essential component of our society as Americans. It encompasses a range of services, including preventive care, diagnosis, treatment, and management of diseases, injuries, and illnesses. Access to healthcare is essential for people to lead healthy and productive lives, as it enables individuals to receive appropriate medical attention, manage chronic conditions, and prevent the spread of infectious diseases. It is not just for when an emergency occurs, as so many like to think of it as.
Healthcare can be complicated, expensive, and downright scary without the right agent by your side. Luckily, you're in the right place!
The average cost of an Emergency Room visit in 2022, without insurance and without an overnight stay, was over $3,200 last year. That's more than a year's worth of monthly premiums!
Employers offering insurance benefits will contribute to the employees premium, but have no obligation to contribute any amount to a spouse or dependent's portion. The average family saves over $300 per month by having a private policy for the family members who aren't employees.
Surprisingly, the average cost for an individual's health insurance is less than the average cost of their car insurance! Is your car really worth more to you and your loved ones, than you are?
The U.S. spends over $3.3 trillion per year on healthcare. According to a recent study, the majority of those costs come from tests and procedures requested by doctors, not out of necessity, but out of fear of liability and lawsuits.
Similar to how you can have a lower car insurance premium by being a safe driver, you can also have a lower health insurance premium if you are relatively healthy and viewed as less of a risk by the insurance companies. Underwritten policies are also not based off income, like Marketplace plans are. If you have a higher income, or are healthy, you could be missing out on a lot of savings!
What is a guaranteed renewable policy?
Some policies offer guaranteed renewability, meaning once you start coverage you cannot have your rates raised or "kicked off" a policy due to medical claims. If you are healthy enough to qualify, you can have the peace of mind knowing you will never have to look for another insurance policy ever again!
Radford Healthcare
Wellington, FL
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